Current Best Mortgage Rates in Williamsport, PA

If you, among many others, have been impressed by sinking mortgage rates and are planning on buying your first home, the present may truly be the most opportune time. However, just because average Williamsport mortgage rates are at historic lows doesn’t mean every financial institution will be offering an affordable financing option. In order to lower the cost of your home purchase as much as possible, you will need to research the rates available locally and find the very best.

Whether you’re interested in a traditional fixed rate mortgage or are planning on obtaining an ARM, there’s a lender in Williamsport, PA with a great rate for you. Below is a list of the best mortgage rates in Williamsport across a variety of loan types.

Williamsport Banks and Credit Unions with Lowest Mortgage Rates

Top Williamsport 15-Year Fixed Mortgage Rates

• First National Bank of Pennsylvania: 3.25%
• • No Orig. Fees
  • Points: 0.25


• FNB Bank, National Association: 3.25%
• • Orig. Fees: $695.000
  • Points: 0.75


• Sovereign Bank: 3.25%
• • No Orig. Fees
  • Points: 0

Best 30-Year Fixed Mortgage Rates in Williamsport

• Jersey Shore State Bank: 4%
• • No Orig. Fees
  • Points: 0


• Service 1st Federal Credit Union: 4.13%
• • No Orig. Fees
  • Points: 0


• First National Bank of Pennsylvania: 4.13%
• • No Orig. Fees
  • Points: 0.25

Lowest Williamsport 3/1 ARM Mortgage Rates

• Sovereign Bank: 2.38%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Service 1st Federal Credit Union: 3%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Jersey Shore State Bank: 3.13%
• • No Orig. Fees
  • Points: 3
  • Caps: 2% per Adjustment Period

Best Mortgage Rates for a 5/1 ARM in Williamsport

• Sovereign Bank: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Manufacturers & Traders Trust Company: 2.88%
• • Orig. Fees: $985.000
  • Points: 0
  • Caps: 2% per Adjustment Period


• PNC Bank, National Association: 3.13%
• • Orig. Fees: $743.000
  • Points: 0
  • Caps: 2% per Adjustment Period

Ensure you verify these rates with the lender before you apply. Interest rates are accurate as of November 1, 2011, but are subject to change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Williamsport mortgage rate.